gschreckchat@comcast.net

Did he say it was for replacement cost? Sometimes you will not get replacement cost for bicycles without a rider.

--

George Schreck
gschreckchat@comcast.net
(503) 502-0425

-------------- Original message --------------
From: "drsmith"

Given all the emails on this subject today, I got a little paranoid so I called my Allstate rep. He informed me that I did not require an additional rider on my homeowners policy for my bikes because it is included as personal property. Just take pics, record serial numbers, and save any receipts and keep them in a safe place. In lieu of receipts, if you are tight with the store you purchased it from and they can vouch for what you had etc, then that should be good enough. However, if you are a renter, you have to have a separate rider on additional property such as bikes. He told me I could give him the information for safe keeping if I wanted or keep it in a safe.
Darren

Darren A. Smith, DC, DACBSP
Diplomate American Chiropractic Board of Sports Physicians

Lacamas Sports Chiropractic
2950 NW 38th Ave
Camas, WA 98607
(360) 635-2525

From: obra-bounces@list.obra.org [mailto:obra-bounces@list.obra.org] On Behalf Of Thomas Hoffman
Sent: Wednesday, March 07, 2007 2:34 PM
To: 'Evan MacKenzie'; obra@list.obra.org
Subject: Re: [OBRA Chat] ...to consider


As a promoter I can say that recording the number on each and every bike is not gonna happen. Period.

Evan and Jean are both dead on right!
Take a few minutes to record the serial numbers of you bike(s).
Save all receipts for all personal property and home improvements.
Get a Rider in your insurance for replacement cost on your bikes, it pays off. I used it to replace a bent bike after I was hit by an uninsured motorist.
Store the information in several places, but it is best to have a copy in a safe deposit box at your bank.

Don?t rely on the bike shop to have easy access to your serial number information, they all have it, but the time it takes to dig it up and is not always the shops top priority. Bikes can be recovered if they are reported, nothing is more satisfying than busting a bike thief.

I recently sent out a flyer to my clients with tips on this type of personal security, send me note and I will forward a copy to you.


Thomas Hoffman
RE/MAX equity group
503-495-5607 Direct
503-475-3417 Cell
www.tomshometeam.com

Check out this great Listing!

Click here to view your eCard

From: obra-bounces@list.obra.org [mailto:obra-bounces@list.obra.org] On Behalf Of Evan MacKenzie
Sent: Wednesday, March 07, 2007 9:19 AM
To: obra@list.obra.org
Subject: [OBRA Chat] ...to consider

I have a phone with picture and text capabilities. I have pics of my racing bikes stored on my phone, and serial numbers. This way if I am away from home or out of town and a bike gets stolen, I have the numbers right there, handy-dandy. It?s not just my words against a thief?s.

I do keep a record of all my bikes in an excel spreadsheet on my laptop. It includes serial numbers and a complete parts spec. Yeah, I know it?s kinda anal, but between my wife and I, and all my old Schwinns too, we have a lot of bikes.

Evan MacKenzie
Urban Planner I
City of Hillsboro
150 E. Main Street, 4th floor
Hillsboro, OR 97123
503-681-6154
evanm@ci.hillsboro.or.us
http://www.ci.hillsboro.or.us/Planning_Department/

Try Hillsboro Maps!
Tons of info on any (addressed) property in Hillsboro
http://hillsboromaps.ci.hillsboro.or.us/hillsboro/index.cfm


------------- __o
---------- _ '\<,_
----------(_)/ (_)______Get on your bikes and ride!