A couple of years ago I was hit on my bike while proceeding straight in a
bike lane and right-hooked by a car turning right without signalling.
You could argue I was passing on the right but my understanding is that
while this is unwise, it is not an offense while riding in a bike lane in
Portland and the driver was found to be at fault.
My auto insurance paid all of my medical bills plus damages ($55k plus) plus
sued to recover expenses from the driver who was uninsured and failed to
fill out an accident report and I further doubt is able to drive legally
now.
Maybe someone better qualified than me could clarify, but my experience is
that if you have a comprehensive auto insurance policy then you ARE covered
on your bike.
Doug Palmer.
>From: Chris Alling
>To: Evan Plews ,
>,
>Subject: Re: [OBRA Chat] vote
>Date: Thu, 8 Nov 2007 12:58:49 -0800
>
>Seems like this would work if both parties are represented by insurance
>companies like in an auto accident. I would suspect that most of us do not
>have an insurance company that would take up this investigation if an
>accident were to happen while we are riding.
>
>
>From: plewse@hotmail.comTo: shane.young@oregonvelo.com;
>obra@list.obra.orgDate: Thu, 8 Nov 2007 20:47:31 +0000Subject: Re: [OBRA
>Chat] vote
>
>
>Additional note: Insurance companies can investigate even if there was not
>an officer or citation. This sometimes results in claims being made between
>companies and resulting settlements being paid (maybe good/bad depending on
>your side). Often one insurance opts not to fight the claim and this
>results in increased rates regardless of
>fault.
> Date: Thu, 8 Nov 2007
>18:02:11 +0000> To: obra@list.obra.org> From: shane.young@oregonvelo.com>
>Subject: Re: [OBRA Chat] vote> > Oregon is an at fault state. Meaning that
>in an accident the person that is 51% in the wrong is completely at fault,
>thus their insurance company must pay. If no citation is written for an
>accident, insurance companies will claim that no one was at fault and
>therefore they don't have to pay. So the police not issuing a ticket for
>accidents that have injuries and or damage are side stepping their mole
>hill and creating a mountain of work for the injured (wronged) party.
>People will often admit fault at the scene but give them a day or two to
>think about it and they have plenty of time to create some lie.> > Being
>able to issue citations as a bicyclist, driver, or pedestrian is a good
>thing. For some people it is the only way they will be able to collect for
>damages they have incurred due to someone else?s wrong.> > If my facts are
>messed up here, please correct me if I am wrong. These are based off the
>information I have gotten from insurance companies and police officers when
>dealing with the aftermath of accidents. > > > ----- Original Message
>-----> From: Ike Kendrick trww@embarqmail.com> To: david baker
>dirtsurf@ykwc.net, obra@list.obra.org> Sent: 11/8/07 12:25 PM> Subject: Re:
>[OBRA Chat] vote> > > I didn't think of that, yeah let's just roll over and
>get run over.> > -ike> > > > > > > > david baker wrote:> > > That could
>backfire. Imagine how many tickets drivers could write to > > > cyclists.
>Fortunately we don't have plates and registration, yet, so > > > it would
>be hard to identify the offender. That will be next, > > > especially if we
>have citizens writing tickets.> > > ----- Original Message ----- From: "Ike
>Kendrick" > > > To: > > > Sent: Thursday, November 08, 2007 8:12 AM> > >
>Subject: [OBRA Chat] vote> > >> > >> > >>
>http://www.kgw.com/news-local/stories/kgw_110807_news_cyclist_citations.1ede0dde1.html
> > > >>> > >>> > >> Lets change these results!> > >> -ike> > >>
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