Tony Halford

I got the same notification from my credit union. They reissued me a
new credit card but not before I noticed that my number had been used
at a Mexican restaurant in Chandler, AZ (just south of Phoenix, I love
google) in January. That's funny because I have never been to
Chandler, AZ let alone eat at a Mexican restaurant there. My credit
union took care of it.

It seems there may be a national fraud ring going on where someone
that hacks into a system, then sells the names & numbers in lots.
This way the criminal buyer can use one name & number in one place,
and another one in another place without charging too much on one card
raising a red flag to the owner of the card.

Check your back credit card statements and if you find a fraudulent
charge (it should stand out) your bank should take care of it. They
have insurance for that.

Tony

2009/3/6 Brian Ratliff :
> Because of all this ruckus, my new strategy for using my credit card online
> is to use a service that Citibank offers that assigns a "dummy" or "virtual"
> card number to a specific vendor.  It will stay active for, at most, two
> months and can only be used at that vendor.  It'll automatically be declined
> if someone attempts to use it elsewhere.  I'm not sure what other banks/card
> issuers offer this, but it's seems like a good idea if you can do it.
>
> On Thu, Mar 5, 2009 at 6:52 AM, Barry O'Connor wrote:
>>
>> Me too--a Visa, but not a check card.  US Bank called me with the
>> suspicion that someone else was using it.
>>
>> Barry O'Connor
>> _______________________________________________
>> OBRA mailing list
>> obra@list.obra.org
>> http://list.obra.org/mailman/listinfo/obra
>> Unsubscribe: obra-unsubscribe@list.obra.org
>
>
> _______________________________________________
> OBRA mailing list
> obra@list.obra.org
> http://list.obra.org/mailman/listinfo/obra
> Unsubscribe: obra-unsubscribe@list.obra.org
>
>

Brian Ratliff

Because of all this ruckus, my new strategy for using my credit card online
is to use a service that Citibank offers that assigns a "dummy" or "virtual"
card number to a specific vendor. It will stay active for, at most, two
months and can only be used at that vendor. It'll automatically be declined
if someone attempts to use it elsewhere. I'm not sure what other banks/card
issuers offer this, but it's seems like a good idea if you can do it.

On Thu, Mar 5, 2009 at 6:52 AM, Barry O'Connor wrote:

> Me too--a Visa, but not a check card. US Bank called me with the suspicion
> that someone else was using it.
>
> Barry O'Connor
> _______________________________________________
> OBRA mailing list
> obra@list.obra.org
> http://list.obra.org/mailman/listinfo/obra
> Unsubscribe: obra-unsubscribe@list.obra.org
>

Barry O'Connor

Me too--a Visa, but not a check card. US Bank called me with the suspicion that someone else was using it.

Barry O'Connor

Lisa Winchester

They got me. Bank of America caught it though and sent me an e-mail. I wasn't liable for the charges.

~Lisa Winchester

__o "It never gets easier,
_ \<_ you just go faster."
(_)/(_) -- Greg LeMond

> Date: Tue, 3 Mar 2009 15:01:40 -0800
> From: ryandvandusen@gmail.com
> To: obra@list.obra.org
> Subject: [OBRA Chat] Anyone else in OBRALand a recent victim of VISA fraud?
>
> I've recently read that there are at least 4 people in OBRA that have had their VISA check card numbers compromised, myself being one of them. If you've recently had your information used fraudulently shoot me an email and we can build a master list.
>
> There may be nothing going on here but it sure seems coincidental that this appears to be going through our community so quickly. I just wanted to be proactive in getting the word out be on the look out for petty charges to your account. I personally use 1stTech and luckily they caught the activity early enough that it wasn't a huge hit.
>
> I got a hint that something fishy might be going on after ready Erik's most recent blog entry:
>
> http://www.erikv.com/blog/index.cfm/2009/3/3/Credit-Card-Adventures-continued
>
> Like I said, I hope I'm wrong and someone hasn't compromised a site we all use but you never know.
> _______________________________________________
> OBRA mailing list
> obra@list.obra.org
> http://list.obra.org/mailman/listinfo/obra
> Unsubscribe: obra-unsubscribe@list.obra.org

Brian Ratliff

I'll add another data point. My MasterCard was compromised last week. Got
a call from the bank and closed the account.
Apparently, in addition to the Heartland Payment Systems incident in
January, a new one affecting an internet CC processor has been uncovered.
Here's an article:
http://www.scmagazineus.com/Visa-confirms-another-payment-processor-breach/article/127725/

Because it processes CC's on the internet, it's probably why a lot of OBRA
members are being hit. Most of you all are probably like me and buy quite a
lot of stuff online.

Brian

2009/3/3 G Magnus

> The major leak of information and reason many of us are being reissued
> cards from our CC companies, banks, credit union is Heartlands recent
> leak. Heartland is the 6th largest credit card/check clearing company out
> there. Many small businesses use Heartland. You may never have any
> fraudulant activity on your card but if it was used on a Heartland machine
> your info could be out there.
>
> You can request that your financial institute reissue you a new card with a
> new # make sure they don't just send you the same card. You can also just
> be very vigilant and monitor all transactions on your accounts, though
> having dealt with lots of these cases its a pain in the butt to go through
> the steps to combat fraudulent charges. You also then have to go through
> canceling that account anyway.
>
> It is also a good idea to have some sort of credit monitoring going
> on. You generally have to pay $10-20 a month for this service but you will
> be notified right away of any activity on your credit, much quicker alert to
> you versus stumbling upon it later. The big 3 Equifax, Transunion, Experian
> all offer this service as well as most banks and CC companies.
>
> Gregg
>
> > From: kenji@obra.org
> > To: cycleone23@hotmail.com
> > Date: Tue, 3 Mar 2009 15:39:29 -0800
> > CC: obra@list.obra.org; ryandvandusen@gmail.com
> > Subject: Re: [OBRA Chat] Anyone else in OBRALand a recent victim of VISA
> fraud?
> >
> > FYI:
> >
> >
> http://www.scmagazineus.com/Visa-claims-payment-processor-breach-is-not-new/article/128104/
> >
> >
> http://searchfinancialsecurity.techtarget.com/news/article/0,289142,sid185_gci1349611,00.html
> >
> > http://blogs.usatoday.com/technologylive/2009/03/visa-and-master.html
> >
> > Kenji Sugahara
> > Executive Director
> > Oregon Bicycle Racing Association
> > 503-302-4935
> >
> >
> >
> >
> >
> >
> > _______________________________________________
> > OBRA mailing list
> > obra@list.obra.org
> > http://list.obra.org/mailman/listinfo/obra
> > Unsubscribe: obra-unsubscribe@list.obra.org
>
> ------------------------------
> Express your personality in color! Preview and select themes for Hotmail®. See
> how.
>
> _______________________________________________
> OBRA mailing list
> obra@list.obra.org
> http://list.obra.org/mailman/listinfo/obra
> Unsubscribe: obra-unsubscribe@list.obra.org
>
>

G Magnus

The major leak of information and reason many of us are being reissued cards from our CC companies, banks, credit union is Heartlands recent leak. Heartland is the 6th largest credit card/check clearing company out there. Many small businesses use Heartland. You may never have any fraudulant activity on your card but if it was used on a Heartland machine your info could be out there.

You can request that your financial institute reissue you a new card with a new # make sure they don't just send you the same card. You can also just be very vigilant and monitor all transactions on your accounts, though having dealt with lots of these cases its a pain in the butt to go through the steps to combat fraudulent charges. You also then have to go through canceling that account anyway.

It is also a good idea to have some sort of credit monitoring going on. You generally have to pay $10-20 a month for this service but you will be notified right away of any activity on your credit, much quicker alert to you versus stumbling upon it later. The big 3 Equifax, Transunion, Experian all offer this service as well as most banks and CC companies.

Gregg

> From: kenji@obra.org
> To: cycleone23@hotmail.com
> Date: Tue, 3 Mar 2009 15:39:29 -0800
> CC: obra@list.obra.org; ryandvandusen@gmail.com
> Subject: Re: [OBRA Chat] Anyone else in OBRALand a recent victim of VISA fraud?
>
> FYI:
>
> http://www.scmagazineus.com/Visa-claims-payment-processor-breach-is-not-new/article/128104/
>
> http://searchfinancialsecurity.techtarget.com/news/article/0,289142,sid185_gci1349611,00.html
>
> http://blogs.usatoday.com/technologylive/2009/03/visa-and-master.html
>
> Kenji Sugahara
> Executive Director
> Oregon Bicycle Racing Association
> 503-302-4935
>
>
>
>
>
>
> _______________________________________________
> OBRA mailing list
> obra@list.obra.org
> http://list.obra.org/mailman/listinfo/obra
> Unsubscribe: obra-unsubscribe@list.obra.org

_________________________________________________________________
Express your personality in color! Preview and select themes for Hotmail®.
http://www.windowslive-hotmail.com/LearnMore/personalize.aspx?ocid=TXT_MSGTX_WL_HM_express_032009#colortheme

Kenji Sugahara

FYI:

http://www.scmagazineus.com/Visa-claims-payment-processor-breach-is-not-new/article/128104/

http://searchfinancialsecurity.techtarget.com/news/article/0,289142,sid185_gci1349611,00.html

http://blogs.usatoday.com/technologylive/2009/03/visa-and-master.html

Kenji Sugahara
Executive Director
Oregon Bicycle Racing Association
503-302-4935

Ryan Van Dusen

Thanks for the info Kenji.

I guess it's somewhat reassuring to know it's not just 'us' hopefully this
brought the issue to light and others are watching their accounts closely
until this blows by us, if it just blows by. I'm hoping this doesn't become
the 'norm' what a pain, I thought about getting a new VISA issued once a
year or so just to get my old number out of circulation.

For those that are curious I've got around 20 emails from people in the last
30 minutes that have had this happen to them very recently.

On Tue, Mar 3, 2009 at 3:24 PM, Kenji Sugahara wrote:

> It's pretty widespread across the US- and it's not limited to VISA.
> Something major was compromised. (My MC is being reissued because of the
> exact same issue). There's a lot of traffic on some of bike related forums
> about the issue too. I made a call to to my cc company and they said that
> they had received word from a vendor/processor about a security breach.
> They wouldn't elaborate beyond that.
>
> While I'm not one to conjecture- it may be a processor that was
> compromised.
>
> Kenji Sugahara
> Executive Director
> Oregon Bicycle Racing Association
> 503-302-4935- Show quoted text -
>
>
>
>
>
>
>
> On Mar 3, 2009, at 3:01 PM, Ryan Van Dusen wrote:
>
> I've recently read that there are at least 4 people in OBRA that have had
>> their VISA check card numbers compromised, myself being one of them. If
>> you've recently had your information used fraudulently shoot me an email and
>> we can build a master list.
>>
>> There may be nothing going on here but it sure seems coincidental that
>> this appears to be going through our community so quickly. I just wanted to
>> be proactive in getting the word out be on the look out for petty charges to
>> your account. I personally use 1stTech and luckily they caught the activity
>> early enough that it wasn't a huge hit.
>>
>> I got a hint that something fishy might be going on after ready Erik's
>> most recent blog entry:
>>
>>
>> http://www.erikv.com/blog/index.cfm/2009/3/3/Credit-Card-Adventures-continued
>>
>> Like I said, I hope I'm wrong and someone hasn't compromised a site we all
>> use but you never know.
>> _______________________________________________
>> OBRA mailing list
>> obra@list.obra.org
>> http://list.obra.org/mailman/listinfo/obra
>> Unsubscribe: obra-unsubscribe@list.obra.org
>>
>>
>

Erik Voldengen

I heard the same thing - processor was compromised...actually he said
TWO processors were compromised recently. Ish.

-Erik

On Tue, Mar 3, 2009 at 3:24 PM, Kenji Sugahara wrote:
> It's pretty widespread across the US- and it's not limited to VISA.
>  Something major was compromised.  (My MC is being reissued because of the
> exact same issue).  There's a lot of traffic on some of bike related forums
> about the issue too.  I made a call to to my cc company and they said that
> they had received word from a vendor/processor about a security breach.
>  They wouldn't elaborate beyond that.
>
> While I'm not one to conjecture- it may be a processor that was compromised.
>
> Kenji Sugahara
> Executive Director
> Oregon Bicycle Racing Association
> 503-302-4935
>
>
>
>
>
>
> On Mar 3, 2009, at 3:01 PM, Ryan Van Dusen wrote:
>
>> I've recently read that there are at least 4 people in OBRA that have had
>> their VISA check card numbers compromised, myself being one of them.  If
>> you've recently had your information used fraudulently shoot me an email and
>> we can build a master list.
>>
>> There may be nothing going on here but it sure seems coincidental that
>> this appears to be going through our community so quickly.  I just wanted to
>> be proactive in getting the word out be on the look out for petty charges to
>> your account.  I personally use 1stTech and luckily they caught the activity
>> early enough that it wasn't a huge hit.
>>
>> I got a hint that something fishy might be going on after ready Erik's
>> most recent blog entry:
>>
>>
>> http://www.erikv.com/blog/index.cfm/2009/3/3/Credit-Card-Adventures-continued
>>
>> Like I said, I hope I'm wrong and someone hasn't compromised a site we all
>> use but you never know.
>> _______________________________________________
>> OBRA mailing list
>> obra@list.obra.org
>> http://list.obra.org/mailman/listinfo/obra
>> Unsubscribe: obra-unsubscribe@list.obra.org
>>
>
> _______________________________________________
> OBRA mailing list
> obra@list.obra.org
> http://list.obra.org/mailman/listinfo/obra
> Unsubscribe: obra-unsubscribe@list.obra.org
>

Kenji Sugahara

It's pretty widespread across the US- and it's not limited to VISA.
Something major was compromised. (My MC is being reissued because of
the exact same issue). There's a lot of traffic on some of bike
related forums about the issue too. I made a call to to my cc company
and they said that they had received word from a vendor/processor
about a security breach. They wouldn't elaborate beyond that.

While I'm not one to conjecture- it may be a processor that was
compromised.

Kenji Sugahara
Executive Director
Oregon Bicycle Racing Association
503-302-4935

On Mar 3, 2009, at 3:01 PM, Ryan Van Dusen wrote:

> I've recently read that there are at least 4 people in OBRA that
> have had their VISA check card numbers compromised, myself being one
> of them. If you've recently had your information used fraudulently
> shoot me an email and we can build a master list.
>
> There may be nothing going on here but it sure seems coincidental
> that this appears to be going through our community so quickly. I
> just wanted to be proactive in getting the word out be on the look
> out for petty charges to your account. I personally use 1stTech and
> luckily they caught the activity early enough that it wasn't a huge
> hit.
>
> I got a hint that something fishy might be going on after ready
> Erik's most recent blog entry:
>
> http://www.erikv.com/blog/index.cfm/2009/3/3/Credit-Card-Adventures-continued
>
> Like I said, I hope I'm wrong and someone hasn't compromised a site
> we all use but you never know.
> _______________________________________________
> OBRA mailing list
> obra@list.obra.org
> http://list.obra.org/mailman/listinfo/obra
> Unsubscribe: obra-unsubscribe@list.obra.org
>

Saul Lopez

I also got a replacement card from my bank, Bank of America. I did not see any activity on there that indicated fraudulent charges but did confirm with my bank that they were the ones who sent me the card.

Saul

--- On Tue, 3/3/09, scott hill wrote:

> From: scott hill
> Subject: Re: [OBRA Chat] Anyone else in OBRALand a recent victim of VISA fraud?
> To: obra@list.obra.org, "Ryan Van Dusen"
> Date: Tuesday, March 3, 2009, 3:17 PM
> i just got a new card in the mail because my bank said my
> old one was compromised. i did not see anything funky on my
> bank statement but i canceled my old one anyway. don't
> know if there is a coincidence or not. but it is starting to
> get interesting. my old card was master card if that makes
> any difference.
>  
> scott
>
> --- On Tue, 3/3/09, Ryan Van Dusen
> wrote:
>
> From: Ryan Van Dusen
> Subject: [OBRA Chat] Anyone else in OBRALand a recent
> victim of VISA fraud?
> To: obra@list.obra.org
> Date: Tuesday, March 3, 2009, 5:01 PM
>
> I've recently read that there are at least 4 people in
> OBRA that have had
> their VISA check card numbers compromised, myself being one
> of them. If
> you've recently had your information used fraudulently
> shoot me an email and
> we can build a master list.
>
> There may be nothing going on here but it sure seems
> coincidental that this
> appears to be going through our community so quickly. I
> just wanted to be
> proactive in getting the word out be on the look out for
> petty charges to your
> account. I personally use 1stTech and luckily they caught
> the activity early
> enough that it wasn't a huge hit.
>
> I got a hint that something fishy might be going on after
> ready Erik's most
> recent blog entry:
>
> http://www.erikv.com/blog/index.cfm/2009/3/3/Credit-Card-Adventures-continued
>
> Like I said, I hope I'm wrong and someone hasn't
> compromised a site we
> all use but you never know.
> _______________________________________________
> OBRA mailing list
> obra@list.obra.org
> http://list.obra.org/mailman/listinfo/obra
> Unsubscribe: obra-unsubscribe@list.obra.org
>
>
>
> _______________________________________________
> OBRA mailing list
> obra@list.obra.org
> http://list.obra.org/mailman/listinfo/obra
> Unsubscribe: obra-unsubscribe@list.obra.org

J.Michael Manning

I got hit twice in one week recently... a MasterCard debit card, and a Visa credit card. First time victim. I had to put both accounts on hold for a week. That caused several automatic drafts to bounce.

Mike Manning

"Athletic Excellence is my Business"

Date: Tue, 3 Mar 2009 15:17:05 -0800
From: halfwheelhill@yahoo.com
To: obra@list.obra.org; ryandvandusen@gmail.com
Subject: Re: [OBRA Chat] Anyone else in OBRALand a recent victim of VISA fraud?

i just got a new card in the mail because my bank said my old one was compromised. i did not see anything funky on my bank statement but i canceled my old one anyway. don't know if there is a coincidence or not. but it is starting to get interesting. my old card was master card if that makes any difference.

scott

--- On Tue, 3/3/09, Ryan Van Dusen wrote:

From: Ryan Van Dusen
Subject: [OBRA Chat] Anyone else in OBRALand a recent victim of VISA fraud?
To: obra@list.obra.org
Date: Tuesday, March 3, 2009, 5:01 PM

I've recently read that there are at least 4 people in OBRA that have had
their VISA check card numbers compromised, myself being one of them. If
you've recently had your information used fraudulently shoot me an email and
we can build a master list.

There may be nothing going on here but it sure seems coincidental that this
appears to be going through our community so quickly. I just wanted to be
proactive in getting the word out be on the look out for petty charges to your
account. I personally use 1stTech and luckily they caught the activity early
enough that it wasn't a huge hit.

I got a hint that something fishy might be going on after ready Erik's most
recent blog entry:

http://www.erikv.com/blog/index.cfm/2009/3/3/Credit-Card-Adventures-continued

Like I said, I hope I'm wrong and someone hasn't compromised a site we
all use but you never know.
_______________________________________________
OBRA mailing list
obra@list.obra.org
http://list.obra.org/mailman/listinfo/obra
Unsubscribe: obra-unsubscribe@list.obra.org

_________________________________________________________________
Windows Live™ Contacts: Organize your contact list.
http://windowslive.com/connect/post/marcusatmicrosoft.spaces.live.com-Blog-cns!503D1D86EBB2B53C!2285.entry?ocid=TXT_TAGLM_WL_UGC_Contacts_032009

joe cipale

hmmmmm... this is not VISA related, but I saw some PayPal charges made
that will default to my VISA card if the balance is not sufficient to
cover things.

Could be related...

Joe C

On Tue, 2009-03-03 at 15:01 -0800, Ryan Van Dusen wrote:
> I've recently read that there are at least 4 people in OBRA that have had their VISA check card numbers compromised, myself being one of them. If you've recently had your information used fraudulently shoot me an email and we can build a master list.
>
> There may be nothing going on here but it sure seems coincidental that this appears to be going through our community so quickly. I just wanted to be proactive in getting the word out be on the look out for petty charges to your account. I personally use 1stTech and luckily they caught the activity early enough that it wasn't a huge hit.
>
> I got a hint that something fishy might be going on after ready Erik's most recent blog entry:
>
> http://www.erikv.com/blog/index.cfm/2009/3/3/Credit-Card-Adventures-continued
>
> Like I said, I hope I'm wrong and someone hasn't compromised a site we all use but you never know.
> _______________________________________________
> OBRA mailing list
> obra@list.obra.org
> http://list.obra.org/mailman/listinfo/obra
> Unsubscribe: obra-unsubscribe@list.obra.org

scott hill

i just got a new card in the mail because my bank said my old one was compromised. i did not see anything funky on my bank statement but i canceled my old one anyway. don't know if there is a coincidence or not. but it is starting to get interesting. my old card was master card if that makes any difference.
 
scott

--- On Tue, 3/3/09, Ryan Van Dusen wrote:

From: Ryan Van Dusen
Subject: [OBRA Chat] Anyone else in OBRALand a recent victim of VISA fraud?
To: obra@list.obra.org
Date: Tuesday, March 3, 2009, 5:01 PM

I've recently read that there are at least 4 people in OBRA that have had
their VISA check card numbers compromised, myself being one of them. If
you've recently had your information used fraudulently shoot me an email and
we can build a master list.

There may be nothing going on here but it sure seems coincidental that this
appears to be going through our community so quickly. I just wanted to be
proactive in getting the word out be on the look out for petty charges to your
account. I personally use 1stTech and luckily they caught the activity early
enough that it wasn't a huge hit.

I got a hint that something fishy might be going on after ready Erik's most
recent blog entry:

http://www.erikv.com/blog/index.cfm/2009/3/3/Credit-Card-Adventures-continued

Like I said, I hope I'm wrong and someone hasn't compromised a site we
all use but you never know.
_______________________________________________
OBRA mailing list
obra@list.obra.org
http://list.obra.org/mailman/listinfo/obra
Unsubscribe: obra-unsubscribe@list.obra.org

Ryan Van Dusen

I've recently read that there are at least 4 people in OBRA that have had their VISA check card numbers compromised, myself being one of them. If you've recently had your information used fraudulently shoot me an email and we can build a master list.

There may be nothing going on here but it sure seems coincidental that this appears to be going through our community so quickly. I just wanted to be proactive in getting the word out be on the look out for petty charges to your account. I personally use 1stTech and luckily they caught the activity early enough that it wasn't a huge hit.

I got a hint that something fishy might be going on after ready Erik's most recent blog entry:

http://www.erikv.com/blog/index.cfm/2009/3/3/Credit-Card-Adventures-continued

Like I said, I hope I'm wrong and someone hasn't compromised a site we all use but you never know.