Andrew Burns

I should have been more clear in my post. I intended to ask a slightly different question from the racing/supplemental insurance discussion. My question related to any cyclist who is injured by an auto while riding on a public street.

Even if the cyclist was at fault, if they otherwise qualify for coverage, they would, I believe, be entitled to PIP benefits under their own insurance. PIP benefits provide coverage for both medical expenses and wage loss up to certain limits.

Andrew T. Burns
Cosgrave Vergeer Kester LLP

-----Original Message-----
From: obra-bounces@list.obra.org [mailto:obra-bounces@list.obra.org] On Behalf Of Michael Medina
Sent: Thursday, May 19, 2011 11:50 AM
To: OBRA remailer
Subject: Re: [OBRA Chat] Insurance discussion

"where you receive any type of wage, compensation or profit benefits
would not be payable"

I take it if you crash and are injured to the point where you need to
file a claim, that you would not receive any type of wage,
compensation or profit.

Or is this one of those cases where I'm interpreting the policy too literally?

Michael
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