Candi Murray
Shane
One other piece is the first aid program that you made use of this weekend. We provide triage, cleanup and some wound care at most races, free of charge to the riders. 47 people visited the tents this weekend, two were referred on for further care. We spend thousands of dollars a year on supplies and providers to provide this service. It has saved many riders large amounts of cash by not paying for emergency room visits.
Candi
On Sep 21, 2011, at 9:42 AM, "T. Kenji Sugahara" wrote:
> OBRA does not cover the cost of injuries. You are responsible for
> having your own health insurance. We are VERY clear on that. We
> suggest that everyone at least have a high deductible catastrophic
> health plan. At the least purchase something like a policy from
> Adventure Advocates.
>
> The USAC policy is an excess insurance policy and there is a matching
> deductible. If you do not have primary coverage you have a $5000
> deductible.
>
> We are successful primarily because we are a low overhead organization
> that keeps barriers and costs low. USAC charges promoters 240% more
> for insurance and 400% more for licenses (OBRA CX only vs. USAC
> annual- 280% for a full annual- 418% if you race Road and MTB)
>
>
> On Wed, Sep 21, 2011 at 8:57 AM, Shane wrote:
>> Double cross was my first CX race, and my first use of the medical tent. Thankfully my injuries were minor, but serious injuries do happen. I ran across this brief but helpful article (link below) this morning about who pays, and how much, in the event of a crash. The example here was from a Colorado rider who crashed in the Cascade Cycling Classic - a USAC event. She does describe some differences if the event were under the ACA - a Colorado based cycling association - which provides some interesting comparisons. I provide this simply for your perusal as potentially good to know stuff. Perhaps someone from the list might comment on OBRA's insurance and how the same crash would go here?
>>
>> http://303cycling.com/who-picks-up-the-tab-in-a-bike-crash
>>
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>>
>
>
>
> --
> Kenji Sugahara
> Executive Director
> Oregon Bicycle Racing Association
> Phone: 503-278-5550
> http://www.obra.org
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